Equity Discount Real Estate Investing

Consider these parameters for a real estate deal:

Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500

If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).

So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:

If I offered to give you this deal in exchange for $10,000 in cash, would you do it?

Remember - this is hypothetical. The real question here is this:

Would you exchange $10,000 in cash for $87,500 in equity?

For most savvy investors, the answer is: Absolutely YES!

This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.

Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…

…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?

The answer again, is: Absolutely Yes, it will.

It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.

…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”

I know of at least 3 solid sources…

You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…

…And that’s exactly what “wholesale real estate investing” is all about.

So let’s get right to it. Here are 3 places to find wholesale real estate deals:

1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.

2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.

3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.

Happy Hunting!

About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com

Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.

One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.

Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.

With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.

Business Credit Card Advantages

Business owners are able to manage and control employee expenses

Receive quarterly and annual statements detailing their employee’s expenses

Set employees expense limit

As a safety issue, employees have no need to carry cash for company expenses

Quarterly and annual reports which simplifies income tax preparation

Having a line of credit which increase cash flow

Taking advantage of business credit card features and benefits

Online account management

About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com

You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact:

Real Estate Investing - How To Get Started

If you are new to the world of Real Estate Investing, don’t feel bad. Maybe you have yet to do your first deal. We have all been there. I’ve met a lot of experienced investors, and not one of them came out of the womb with any deals under their belts- even though some of them would like you to believe they did!

We all have to start somewhere. Everybody has to do their first deal- their icebreaker. There are only two kinds of investors- those who have, and those who haven’t- done a deal that is. If you’re one of those who haven’t, this article is for you. I’m going to answer your most burning question- “How do I get started?”

How do I know this is your most burning question? Because not too long ago it was mine. I remember looking at investors who had only done one or two deals and thinking, “Those people are good! How’d they do that?” Now I know, and after reading this article, so will you.

There really are only five simple steps to getting started.

The Five Steps

Step One- Relax.

Step Two- Build your knowledge base.

Step Three- Open your eyes.

Step Four- Make offers.

Step five- Finish what you start.

The end.

Just kidding. I know all I’ve done is excite your curiosity, and if I leave you now you’ll hunt me down and kill me- I wouldn’t blame you. So I’ll explain the five steps.

Step One- Relax. Believe it or not, for me this was the most important step. Most people working toward their first deal are way too intense. I was. For weeks and months it was all I could think about, morning, noon, and night. I was tense and irritable. My family suffered. I suffered. My job suffered. And still no deal.

So, I consciously decided to relax. I didn’t stop working toward my goal, I just stopped obsessing and worrying about it all the time. I watched the things I was telling myself (my self-talk). I reminded myself that, since I was doing all the right things consistently, my first deal was right around the corner. I told myself the truth- “It’s only a matter of time!” I forced myself to relax, so I could focus on the really important things- my faith, my family, and my fitness (body, mind, spirit).

When those things are in alignment, success can occur naturally and easily- almost without effort. Try it yourself- for the next three days consciously relax and let go of the tension you feel about getting that first deal!

Step Two- Build Your Knowledge Base. Many people get this one out of order. They try to cram all sorts of knowledge into their head before they are relaxed enough to absorb it. Your brain doesn’t work like a machine. Try to stuff it full when you are tense and feeling pressured to ‘get a deal’, and you will recall next to nothing. Relax first, and your brain will work the way God designed it to- smoothly and efficiently. You’ll be amazed at what you will learn, and how fast you’ll learn it!

Read anything and everything. Buy books and courses, listen to tapes, attend conferences and seminars. Visit all the investing websites and bookmark the ones you like. Read the forum posts, the free articles, and the success stories. Especially DealFiles!

Don’t limit yourself to learning just one kind of investing. If you classify yourself as merely a ‘flipper’ or ‘rehabber’ you may miss out on a tremendous opportunity because you’re not looking for it. Visit my Resource Page for advice on the best educational materials out there.

Before I flipped my first house, I read books and courses on foreclosures, subject-to, lease options, and a hundred other investing strategies. Because I taught myself to relax, I never felt overwhelmed with too much material. When the time came for my first deal, I used techniques from many different sources. I didn’t have to think too much about it- the information was there, waiting for me to access it.

A word of caution- stay relaxed! Don’t treat this like a job. You should be enjoying this. If not, you may want to rethink why you’re doing it in the first place.

Step Three- Open your eyes. After you have consciously relaxed, and while you are building your knowledge base, start to look around you. You are looking for opportunity, and you will be amazed at where and when you see it. Opportunity can take several unexpected forms, and show up when you aren’t looking for it. In fact, that’s usually the way opportunity presents itself. People you meet, things that happen around you, any of a hundred things that occur as you move through your days.

For instance, a conversation you overhear may present an opportunity you would never know about otherwise. Context is crucial. Now that you are relaxed and learning, you are free to interpret things you see and hear in a fresh way. You start looking at people, places, and events through the eyes of a Real Estate Investor, because that’s the way you are training your mind to think. This is very good.

It’s also called ’serendipity’, a fifty-cent word meaning “the phenomenon of finding valuable or agreeable things not sought for.”

I found my best resource- my Realtor- this way. He was introduced to me by a friend. I said, “You’re a Realtor? Do you handle any foreclosures?”

He said, “I work for the largest foreclosure broker in the area.”

“Oh, really?!” My eyes were open.

Finally, don’t expect miracles in a day, a week, a month.

Watch. Listen. Think. Keep your eyes open.

One day soon, the deal will be there.

Step Four- Make offers. I’m not kidding here. Some people expect to get their first deal without ever making any offers. Usually, their fear is holding them back. Click this link to read my article on Four Ways To Eliminate Fear. Making no offers leaves you with nothing but wishing and hoping, bad overall strategies for success in anything.

Follow the three steps above and you WILL make offers. There’s a neat dynamic at work here. Follow the logic. You relax. You gain knowledge. Knowledge builds confidence. You open your eyes. You see an opportunity. You make an offer. Making the offer builds more confidence. You make more offers. One is accepted. You get scared. You go get more knowledge. You gain more confidence. You close your first deal. Confidence soars. Get the picture?

No offers - no deals. Simple, huh? Don’t get caught up in trying to know everything before you make an offer. You never will. Put in the time and effort. Learn well. Make offers. Enough said.

Step Five- Finish what you start. This one is easy for some of us, hard for others. If you are one of those people who get cold feet, prepare for it in advance. Decide ahead of time you will finish what you start and close on every deal you make an offer on. There are a lot of roadblocks in Real Estate Investing, any one of which could bring your deal to a screeching halt if you let it. In many cases, you are the only one who has what it takes to bring your deal to the closing table.

Determine ahead of time that, no matter what, the deal will close. Often it feels like you must put forth superhuman effort. Not true- merely human effort will work. Your human effort. You may not know it yet, but you have what it takes. Push through to the end and finish what you start.

That’s it then. Five simple, little steps that anyone can take. The only difference this time is, you are the one taking them. So much the better. After all- it’s your turn, isn’t it?

Now, go make more offers!

Real Estate Investing - How To Get Started

If you are new to the world of Real Estate Investing, don’t feel bad. Maybe you have yet to do your first deal. We have all been there. I’ve met a lot of experienced investors, and not one of them came out of the womb with any deals under their belts- even though some of them would like you to believe they did!

We all have to start somewhere. Everybody has to do their first deal- their icebreaker. There are only two kinds of investors- those who have, and those who haven’t- done a deal that is. If you’re one of those who haven’t, this article is for you. I’m going to answer your most burning question- “How do I get started?”

How do I know this is your most burning question? Because not too long ago it was mine. I remember looking at investors who had only done one or two deals and thinking, “Those people are good! How’d they do that?” Now I know, and after reading this article, so will you.

There really are only five simple steps to getting started.

The Five Steps

Step One- Relax.

Step Two- Build your knowledge base.

Step Three- Open your eyes.

Step Four- Make offers.

Step five- Finish what you start.

The end.

Just kidding. I know all I’ve done is excite your curiosity, and if I leave you now you’ll hunt me down and kill me- I wouldn’t blame you. So I’ll explain the five steps.

Step One- Relax. Believe it or not, for me this was the most important step. Most people working toward their first deal are way too intense. I was. For weeks and months it was all I could think about, morning, noon, and night. I was tense and irritable. My family suffered. I suffered. My job suffered. And still no deal.

So, I consciously decided to relax. I didn’t stop working toward my goal, I just stopped obsessing and worrying about it all the time. I watched the things I was telling myself (my self-talk). I reminded myself that, since I was doing all the right things consistently, my first deal was right around the corner. I told myself the truth- “It’s only a matter of time!” I forced myself to relax, so I could focus on the really important things- my faith, my family, and my fitness (body, mind, spirit).

When those things are in alignment, success can occur naturally and easily- almost without effort. Try it yourself- for the next three days consciously relax and let go of the tension you feel about getting that first deal!

Step Two- Build Your Knowledge Base. Many people get this one out of order. They try to cram all sorts of knowledge into their head before they are relaxed enough to absorb it. Your brain doesn’t work like a machine. Try to stuff it full when you are tense and feeling pressured to ‘get a deal’, and you will recall next to nothing. Relax first, and your brain will work the way God designed it to- smoothly and efficiently. You’ll be amazed at what you will learn, and how fast you’ll learn it!

Read anything and everything. Buy books and courses, listen to tapes, attend conferences and seminars. Visit all the investing websites and bookmark the ones you like. Read the forum posts, the free articles, and the success stories. Especially DealFiles!

Don’t limit yourself to learning just one kind of investing. If you classify yourself as merely a ‘flipper’ or ‘rehabber’ you may miss out on a tremendous opportunity because you’re not looking for it. Visit my Resource Page for advice on the best educational materials out there.

Before I flipped my first house, I read books and courses on foreclosures, subject-to, lease options, and a hundred other investing strategies. Because I taught myself to relax, I never felt overwhelmed with too much material. When the time came for my first deal, I used techniques from many different sources. I didn’t have to think too much about it- the information was there, waiting for me to access it.

A word of caution- stay relaxed! Don’t treat this like a job. You should be enjoying this. If not, you may want to rethink why you’re doing it in the first place.

Step Three- Open your eyes. After you have consciously relaxed, and while you are building your knowledge base, start to look around you. You are looking for opportunity, and you will be amazed at where and when you see it. Opportunity can take several unexpected forms, and show up when you aren’t looking for it. In fact, that’s usually the way opportunity presents itself. People you meet, things that happen around you, any of a hundred things that occur as you move through your days.

For instance, a conversation you overhear may present an opportunity you would never know about otherwise. Context is crucial. Now that you are relaxed and learning, you are free to interpret things you see and hear in a fresh way. You start looking at people, places, and events through the eyes of a Real Estate Investor, because that’s the way you are training your mind to think. This is very good.

It’s also called ’serendipity’, a fifty-cent word meaning “the phenomenon of finding valuable or agreeable things not sought for.”

I found my best resource- my Realtor- this way. He was introduced to me by a friend. I said, “You’re a Realtor? Do you handle any foreclosures?”

He said, “I work for the largest foreclosure broker in the area.”

“Oh, really?!” My eyes were open.

Finally, don’t expect miracles in a day, a week, a month.

Watch. Listen. Think. Keep your eyes open.

One day soon, the deal will be there.

Step Four- Make offers. I’m not kidding here. Some people expect to get their first deal without ever making any offers. Usually, their fear is holding them back. Click this link to read my article on Four Ways To Eliminate Fear. Making no offers leaves you with nothing but wishing and hoping, bad overall strategies for success in anything.

Follow the three steps above and you WILL make offers. There’s a neat dynamic at work here. Follow the logic. You relax. You gain knowledge. Knowledge builds confidence. You open your eyes. You see an opportunity. You make an offer. Making the offer builds more confidence. You make more offers. One is accepted. You get scared. You go get more knowledge. You gain more confidence. You close your first deal. Confidence soars. Get the picture?

No offers - no deals. Simple, huh? Don’t get caught up in trying to know everything before you make an offer. You never will. Put in the time and effort. Learn well. Make offers. Enough said.

Step Five- Finish what you start. This one is easy for some of us, hard for others. If you are one of those people who get cold feet, prepare for it in advance. Decide ahead of time you will finish what you start and close on every deal you make an offer on. There are a lot of roadblocks in Real Estate Investing, any one of which could bring your deal to a screeching halt if you let it. In many cases, you are the only one who has what it takes to bring your deal to the closing table.

Determine ahead of time that, no matter what, the deal will close. Often it feels like you must put forth superhuman effort. Not true- merely human effort will work. Your human effort. You may not know it yet, but you have what it takes. Push through to the end and finish what you start.

That’s it then. Five simple, little steps that anyone can take. The only difference this time is, you are the one taking them. So much the better. After all- it’s your turn, isn’t it?

Now, go make more offers!

Equity Discount Real Estate Investing

Consider these parameters for a real estate deal:

Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500

If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).

So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:

If I offered to give you this deal in exchange for $10,000 in cash, would you do it?

Remember - this is hypothetical. The real question here is this:

Would you exchange $10,000 in cash for $87,500 in equity?

For most savvy investors, the answer is: Absolutely YES!

This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.

Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…

…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?

The answer again, is: Absolutely Yes, it will.

It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.

…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”

I know of at least 3 solid sources…

You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…

…And that’s exactly what “wholesale real estate investing” is all about.

So let’s get right to it. Here are 3 places to find wholesale real estate deals:

1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.

2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.

3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.

Happy Hunting!

About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com

Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.

One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.

Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.

With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.

Business Credit Card Advantages

Business owners are able to manage and control employee expenses

Receive quarterly and annual statements detailing their employee’s expenses

Set employees expense limit

As a safety issue, employees have no need to carry cash for company expenses

Quarterly and annual reports which simplifies income tax preparation

Having a line of credit which increase cash flow

Taking advantage of business credit card features and benefits

Online account management

About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com

You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact:

Equity Discount Real Estate Investing

Consider these parameters for a real estate deal:

Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500

If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).

So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:

If I offered to give you this deal in exchange for $10,000 in cash, would you do it?

Remember - this is hypothetical. The real question here is this:

Would you exchange $10,000 in cash for $87,500 in equity?

For most savvy investors, the answer is: Absolutely YES!

This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.

Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…

…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?

The answer again, is: Absolutely Yes, it will.

It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.

…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”

I know of at least 3 solid sources…

You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…

…And that’s exactly what “wholesale real estate investing” is all about.

So let’s get right to it. Here are 3 places to find wholesale real estate deals:

1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.

2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.

3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.

Happy Hunting!

About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com

Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.

One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.

Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.

With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.

Business Credit Card Advantages

Business owners are able to manage and control employee expenses

Receive quarterly and annual statements detailing their employee’s expenses

Set employees expense limit

As a safety issue, employees have no need to carry cash for company expenses

Quarterly and annual reports which simplifies income tax preparation

Having a line of credit which increase cash flow

Taking advantage of business credit card features and benefits

Online account management

About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com

You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact:

Real Estate Investing - How To Get Started

If you are new to the world of Real Estate Investing, don’t feel bad. Maybe you have yet to do your first deal. We have all been there. I’ve met a lot of experienced investors, and not one of them came out of the womb with any deals under their belts- even though some of them would like you to believe they did!

We all have to start somewhere. Everybody has to do their first deal- their icebreaker. There are only two kinds of investors- those who have, and those who haven’t- done a deal that is. If you’re one of those who haven’t, this article is for you. I’m going to answer your most burning question- “How do I get started?”

How do I know this is your most burning question? Because not too long ago it was mine. I remember looking at investors who had only done one or two deals and thinking, “Those people are good! How’d they do that?” Now I know, and after reading this article, so will you.

There really are only five simple steps to getting started.

The Five Steps

Step One- Relax.

Step Two- Build your knowledge base.

Step Three- Open your eyes.

Step Four- Make offers.

Step five- Finish what you start.

The end.

Just kidding. I know all I’ve done is excite your curiosity, and if I leave you now you’ll hunt me down and kill me- I wouldn’t blame you. So I’ll explain the five steps.

Step One- Relax. Believe it or not, for me this was the most important step. Most people working toward their first deal are way too intense. I was. For weeks and months it was all I could think about, morning, noon, and night. I was tense and irritable. My family suffered. I suffered. My job suffered. And still no deal.

So, I consciously decided to relax. I didn’t stop working toward my goal, I just stopped obsessing and worrying about it all the time. I watched the things I was telling myself (my self-talk). I reminded myself that, since I was doing all the right things consistently, my first deal was right around the corner. I told myself the truth- “It’s only a matter of time!” I forced myself to relax, so I could focus on the really important things- my faith, my family, and my fitness (body, mind, spirit).

When those things are in alignment, success can occur naturally and easily- almost without effort. Try it yourself- for the next three days consciously relax and let go of the tension you feel about getting that first deal!

Step Two- Build Your Knowledge Base. Many people get this one out of order. They try to cram all sorts of knowledge into their head before they are relaxed enough to absorb it. Your brain doesn’t work like a machine. Try to stuff it full when you are tense and feeling pressured to ‘get a deal’, and you will recall next to nothing. Relax first, and your brain will work the way God designed it to- smoothly and efficiently. You’ll be amazed at what you will learn, and how fast you’ll learn it!

Read anything and everything. Buy books and courses, listen to tapes, attend conferences and seminars. Visit all the investing websites and bookmark the ones you like. Read the forum posts, the free articles, and the success stories. Especially DealFiles!

Don’t limit yourself to learning just one kind of investing. If you classify yourself as merely a ‘flipper’ or ‘rehabber’ you may miss out on a tremendous opportunity because you’re not looking for it. Visit my Resource Page for advice on the best educational materials out there.

Before I flipped my first house, I read books and courses on foreclosures, subject-to, lease options, and a hundred other investing strategies. Because I taught myself to relax, I never felt overwhelmed with too much material. When the time came for my first deal, I used techniques from many different sources. I didn’t have to think too much about it- the information was there, waiting for me to access it.

A word of caution- stay relaxed! Don’t treat this like a job. You should be enjoying this. If not, you may want to rethink why you’re doing it in the first place.

Step Three- Open your eyes. After you have consciously relaxed, and while you are building your knowledge base, start to look around you. You are looking for opportunity, and you will be amazed at where and when you see it. Opportunity can take several unexpected forms, and show up when you aren’t looking for it. In fact, that’s usually the way opportunity presents itself. People you meet, things that happen around you, any of a hundred things that occur as you move through your days.

For instance, a conversation you overhear may present an opportunity you would never know about otherwise. Context is crucial. Now that you are relaxed and learning, you are free to interpret things you see and hear in a fresh way. You start looking at people, places, and events through the eyes of a Real Estate Investor, because that’s the way you are training your mind to think. This is very good.

It’s also called ’serendipity’, a fifty-cent word meaning “the phenomenon of finding valuable or agreeable things not sought for.”

I found my best resource- my Realtor- this way. He was introduced to me by a friend. I said, “You’re a Realtor? Do you handle any foreclosures?”

He said, “I work for the largest foreclosure broker in the area.”

“Oh, really?!” My eyes were open.

Finally, don’t expect miracles in a day, a week, a month.

Watch. Listen. Think. Keep your eyes open.

One day soon, the deal will be there.

Step Four- Make offers. I’m not kidding here. Some people expect to get their first deal without ever making any offers. Usually, their fear is holding them back. Click this link to read my article on Four Ways To Eliminate Fear. Making no offers leaves you with nothing but wishing and hoping, bad overall strategies for success in anything.

Follow the three steps above and you WILL make offers. There’s a neat dynamic at work here. Follow the logic. You relax. You gain knowledge. Knowledge builds confidence. You open your eyes. You see an opportunity. You make an offer. Making the offer builds more confidence. You make more offers. One is accepted. You get scared. You go get more knowledge. You gain more confidence. You close your first deal. Confidence soars. Get the picture?

No offers - no deals. Simple, huh? Don’t get caught up in trying to know everything before you make an offer. You never will. Put in the time and effort. Learn well. Make offers. Enough said.

Step Five- Finish what you start. This one is easy for some of us, hard for others. If you are one of those people who get cold feet, prepare for it in advance. Decide ahead of time you will finish what you start and close on every deal you make an offer on. There are a lot of roadblocks in Real Estate Investing, any one of which could bring your deal to a screeching halt if you let it. In many cases, you are the only one who has what it takes to bring your deal to the closing table.

Determine ahead of time that, no matter what, the deal will close. Often it feels like you must put forth superhuman effort. Not true- merely human effort will work. Your human effort. You may not know it yet, but you have what it takes. Push through to the end and finish what you start.

That’s it then. Five simple, little steps that anyone can take. The only difference this time is, you are the one taking them. So much the better. After all- it’s your turn, isn’t it?

Now, go make more offers!

Equity Discount Real Estate Investing

Consider these parameters for a real estate deal:

Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500

If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).

So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:

If I offered to give you this deal in exchange for $10,000 in cash, would you do it?

Remember - this is hypothetical. The real question here is this:

Would you exchange $10,000 in cash for $87,500 in equity?

For most savvy investors, the answer is: Absolutely YES!

This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.

Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…

…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?

The answer again, is: Absolutely Yes, it will.

It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.

…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”

I know of at least 3 solid sources…

You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…

…And that’s exactly what “wholesale real estate investing” is all about.

So let’s get right to it. Here are 3 places to find wholesale real estate deals:

1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.

2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.

3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.

Happy Hunting!

About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com

Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.

One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.

Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.

With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.

Business Credit Card Advantages

Business owners are able to manage and control employee expenses

Receive quarterly and annual statements detailing their employee’s expenses

Set employees expense limit

As a safety issue, employees have no need to carry cash for company expenses

Quarterly and annual reports which simplifies income tax preparation

Having a line of credit which increase cash flow

Taking advantage of business credit card features and benefits

Online account management

About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com

You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact:

Equity Discount Real Estate Investing

Consider these parameters for a real estate deal:

Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500

If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).

So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:

If I offered to give you this deal in exchange for $10,000 in cash, would you do it?

Remember - this is hypothetical. The real question here is this:

Would you exchange $10,000 in cash for $87,500 in equity?

For most savvy investors, the answer is: Absolutely YES!

This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.

Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…

…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?

The answer again, is: Absolutely Yes, it will.

It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.

…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”

I know of at least 3 solid sources…

You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…

…And that’s exactly what “wholesale real estate investing” is all about.

So let’s get right to it. Here are 3 places to find wholesale real estate deals:

1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.

2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.

3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.

Happy Hunting!

About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com

Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.

One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.

Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.

With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.

Business Credit Card Advantages

Business owners are able to manage and control employee expenses

Receive quarterly and annual statements detailing their employee’s expenses

Set employees expense limit

As a safety issue, employees have no need to carry cash for company expenses

Quarterly and annual reports which simplifies income tax preparation

Having a line of credit which increase cash flow

Taking advantage of business credit card features and benefits

Online account management

About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com

You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact: