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Tags: Advantage, Bank Foreclosures, Control, Credit Report, Facing Foreclosure, Failure, Foreclosure Property, Great Potential, Important Things, Investing Basics, Lost, Making Money, Many People, Mortgage, Nbsp, Niche, Real Estate Investor, Real Estate Investors
“I’m glad that you called.” Said Frank
Here’s the thing, said Jake. Joe and I have been trying to lose weight for years and years now. He wants to know how I have kept the weight off this time. I told him that we’ve been working together and that you’ve helped me change my mind.
“So Joe, are you ready to change your mind?”
“Why do I need to change my mind?”
“Let me explain. How much do you weigh?”
“I dunno… about 280 lbs.”
“Is that how much you’ve always weighed after you dieted, lost some weight and gained it back?”
“Yes… give or take a couple of pounds.”
“Here’s the thing. Right now your mind thinks that you are supposed to weigh 280 lbs. It’s been thinking that for a long time now. That’s why you are only successful at losing the weight. You are not successful at keeping it off. You might not know this but after you get to your goal weight since your mind thinks it’s supposed to weigh 280lbs. It starts reasoning with you. It tells you that you deserve to take a break from your diet, maybe take a break from your exercise your routine. It starts small. Maybe just once or twice a week. Then maybe every other day. Eventually, before you know it, you weigh 280 lbs again you haven’t been eating properly and you it’s been so long since you’ve exercised. Sound familiar?
Ya it does…. I’ve done that same thing over and for years now. So has Jake. How did you know that?
I know that cause I’ve done the same thing. Not just me bout countless others. Diets even if you combine them with exercise may work at the beginning and for a short while but they won’t work for the long term. The key is that you’ve got to change your mind.
Ok you’ve convinced me… How do I change my mind?
First you have to be very committed. Second no matter how weird, you have to follow my instructions. Deal?
Deal…..
Ok I’ll be back home instructing a yoga class this weekend. You come to my yoga class and we can talk afterward.
Yoga? I dunno about that.
I thought that we had a deal.
That’s right! I’ll be there. I’ll see you this weekend then. Bye
As Joe hung up the phone he had a new sense of confidence. This sounds like it’s actually going to work. If it works for Frank and Jake then why couldn’t it work for me?
Joe turned to Jake. “So… what should I expect this weekend?
“I’ll let you wait until tomorrow it’s better if Frank explains it to you. But he’s right. It’s kind of weird but it does work. I followed his instructions and I’ve kept the weight off.
Wow! I can’t wait. Your coming right?
Ya I’ll be there.
So… I guess I better get rid of all this junk food before I change my mind this weekend. Do you wanna have some dinner? I’ve got a couple of pot pies in the freezer and a couple gallons of ice cream. You wanna help me get rid of it?
I’ll have dinner with you but I’ll just stick to my diet. Don’t forget I’ve changed my mind.
Wow you got some real will power.I guess that it really does work huh?
Not really. It’s not about will power. I just changed my mind.
Tags: Break, Diet, Diets, Exercise, Exercise Routine, Goal Weight, Joe Frank, Joe Talks, Long Time, Lose Weight, Losing Weight, Lost, Ya, Yoga Class
You often hear about every day people who made their money investing in the stock market, but you also hear about people who lost it all the same way. You hardly ever hear about real-estate investors who lost all there money because it doesn’t happen nearly as much.
Those who invested in the key areas of real estate years ago are living the dream! The information I am providing I feel will prove helpful for any experience level of investors.
Why just think about it! Do something about it!
Everyone has heard there is money in real estate but no one does anything about it! This is because no one hears actually how much money there is to make by investing in real estate. Why doesnt everyone try to make there share?
The reason is simply the fear inside of everyone. The majority of people feel that it is to much work and to much of a risk to take. Even with all the helpful information thats out there today. People still feel they dont know enough to take the chance of investment. Fortunately for you it will always be this way and they will always be the ones supporting you with rent money each month.
What do you have to look forward to?
When I decided that investing in real estate was what I wanted to do. I really didnt know what to expect The only thing I knew was that making money without dealing with my boss was what I wanted. No one just said here I want to pay you so you dont have to work, I had to come up with a plan and idea of exactly what I wanted to do.
Real estate takes alot of time and patients. You will be dealing with all types of tenants good ones bad ones and everything in between. You also need to deal with stuff when it breaks, heating bills, and just fixing the place up now and then.
Looking at it that way may upset you but dont forget, I dont have to follow my boss around asking what he needs done next all day for the same salary every week. Getting paid for extra work you accomplish is a breath of fresh air after working 40 hours a week trying to help your boss make money. Knowing extra work you do helps the company more then it helps you.
The weather is crummy and I want to get away I leave, its that simple I dont loose money! I EARN it my rent money keeps coming each month and loans keep amortizing! The job does itself even while I lay on the beach.
Knowing that I could have the freedom to go where ever I want when ever I want while earning money doing it was enough of a reason for me to love real estate. All this without a boss breathing down ur neck and throw in the other little benefits I think I found my new full time job!
Cash flow
It is what is says basically cash flow is the difference between your income and your expenses. Basically it’s your situation when it comes to your investment you can have a positive or a negative cash flow. If you dont know what one you want please dont read anymore!
When you do obtain a little positive cash flow never use it all to pay get out of a debt in a certain area. You have alot more options by keeping a strong positive cash flow.
Appreciation
The two types of appreciation are economic conditions and market appreciation. Economic conditions would be out of your control like a inflation in a certain area but as you know the more popular the area the higher cost of living so you dont make as much here. Market appreciation is the more profitable of the two its a increase in value due to renovations. Buying a home touching it up and reselling for a profit would be a example of market appreciation.
Appreciation is the increase in value of a property. There are two kinds of appreciation. The first is from economic conditions beyond your control, such as inflation. But you won’t gain much from this type of appreciation since the gain is offset by the higher cost of living.
The second kind is market appreciation, which you can control. When you improve a property (through renovations), you force its value higher. You can purchase a piece of property in need of repairs and bring it back up to neighborhood standards or slightly higher; this will give you a property that is much higher in value.
Leverage
Having the ability to borrow a percentage of the value of a piece of property is what leverage is. Most of the investments im sure you have been looking at are not even a comparison to real estate when it comes to leverage. In example a couple who buy a single family home can obtain up to 95% financing. This being said allows you to purchase real estate with little or none of your own money. Like I said what other investment offers this high of a degree of leverage?
Amortization
When you are able to make money off of other people’s money how could you not be involved! Loans of course have interest but each payment also goes to pay off principal. Principal reduction is called amortization and this my friend can make you wealthy!
Advantages
When you own your own real estate and are focused of making profit with it, you have the option to deduct interest and other payments when tax time hits. Although purchasing real estate just to receive tax advantages is not what you should be aiming for. You need to purchase it because it makes sense.
Benefits of purchasing
Owning your own real estate business is wonderful way to escape and obtain the financial freedom you have been looking for.
Remember real estate can be a hobby or it could be your new full time career the sky is the limit its what ever you make it.
Tags: Boss, Breath Of Fresh Air, Fear, Heating Bills, How Much Money, Investing In Real Estate, Investing In The Stock Market, Investing Stock, Key Areas, Living The Dream, Lost, Making Money, Money Investing, People, Real Estate Investors, Risk, Salary, Types Of Tenants
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Real Estate Investing For Newbies - Intro To Foreclosure Basics
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| Submitted By: Chris Parks |
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By now of course you know foreclosures are at an all-time high in our country. Nevertheless it is another Real Estate Investing niche that has given many people great potential for making money.
One of the most important things to remember about foreclosure investing is that there are many details to consider. It is not difficult, per se, and once you become familiar with all of the small details you can achieve success in no time at all.
The first thing you need to know about foreclosure investing is how it works.
Basically, a foreclosure is a property that the bank owns due to the fact that the owner of the property neglected to follow the terms and conditions of his/her mortgage, which usually means a failure pay his or her mortgage. In turn, the bank that owns these properties is forced to sell them back to the public in order to recover the money that they lost.
And to go along with this, the bank often attempts to sell foreclosures quickly because they are not making any money by holding onto them. All of this works out to the advantage of a foreclosure investor.
Because homeowners have heard or read about the profit potential, most people facing foreclosure will usually try every option available before selling to a Real Estate Investor. Let’s face it, they know that as Real Estate Investors we are only going to offer a certain percentage of what the property is worth on the open market, but look at the alternative.
The home will be auctioned off. The homeowner will get nothing in terms of money, will lose all of their equity in the house, and have a foreclosure on their credit report. This will probably prevent the homeowner from being able to qualify for another loan for several years.
Depending on the situation the Real Estate Investor, in exchange for control of the property may offer the homeowner a cash payment, make up the missed mortgage payments, and pay all of the penalties and legal costs that have accumulated. In essence the property is brought to a current status and the foreclosure process is effectively stopped.
Real Estate Investors have really helped homeowners in this situation whether they realize and appreciate it or not.
So our job is to find homeowners who are facing foreclosure and either pass on or work the lead to see if we can buy the property. The main thing that makes the foreclosure process very complicated is that it varies from state to state.
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Tags: Advantage, Bank Foreclosures, Control, Credit Report, Facing Foreclosure, Failure, Foreclosure Property, Great Potential, Important Things, Investing Basics, Lost, Making Money, Many People, Mortgage, Nbsp, Niche, Real Estate Investor, Real Estate Investors
If everyone always did everything they said theyd do, wed all be a lot richer. Unfortunately, tasks are overlooked, and the ball is often dropped. If you want to have successful closings, you must have strong follow-up skills to catch problems early in the process. Follow-up on everyone and everything.
We cant begin to tell you the number of closings that almost fell apart, or would have fallen apart had we not kept a watchful eye on the entire process to make sure that everything was completed when it needed to be. Heres a typical scenario: youre wholesaling a house and you have just 30 days to get it closed before the contract with the Seller expires. You find a buyer who can get a loan and close before the expiration. Then a few days before closing you find out that the loan isnt ready and closing must be delayed two weeks, but the Seller already has another Buyer ready to pay more than your price, so they refuse to extend your contract. You just lost the deal.
So what is follow-up? We used to think it meant staying in touch with the buyer to make sure that everything was completed for the loan. Then we learned that the buyer is often a newbie and clueless of what needs to be done. Mortgage brokers just usually respond Everything looks great until they cant close the loan. So the real trick to following-up is to speak to the final decision maker for each step. This works whether youre selling a retail house or a wholesale house, or even if you are the buyer/borrower. The goal is to close without delays.
Assuming that you have already received a pre-qualification letter from the lender, and ensured that the lender will loan on the deal (i.e. no issues with title seasoning, assignment fees, inhabitability of the property), the first step is to follow-up with the broker/lender that all of the application paperwork was submitted, and have they forwarded it to the lender? If not, what is still required? Determine if the lender requires a termite letter, appraisal, and a survey (most lenders do). If so, have they all been ordered? When is each to be completed? Keep following-up until you verify that each has been delivered. You also want to verify that the appraisal was sufficient for the loan.
If we dont already own the house, we order a title report as soon as we go under contract with the Seller to discover any defects early in the process, and begin resolving them. Closing attorneys usually do not order the title report until just before closing to receive as current information as possible. But if they find problems, it could delay your closing. It is well worth the $125 to run title ahead of time, and eliminate delays.
Once the broker has forwarded the paperwork to the lender, the next step is to verify the loan has gone to underwriting. If not, what is the delay? If so, was the loan approved? Do any conditions need to be met? What are they and who is handling them? Make sure that once the conditions are met, the loan is returned to underwriting and approved.
Verify that the closing has been scheduled with the attorney, and that they have cleared title. Find out if and when the loan package will be forwarded to the attorney. Then remind all of the players of the date and time of closing, to bring a picture ID to closing, and to bring any funds required in a certified check.
This seems like a lot of work that should be handled by other people, but the reality is that often times something is overlooked. Through your diligent follow-up efforts, problems will be detected early and corrected, allowing your closing to occur flawlessly and on schedule.
Best of success & abundance,
Lou Castillo
|
About The Author
Lou Castillo
FREE! Real Estate Investing Secrets To Earning $100,000 Your 1st Year! — 11 Overlooked Real Estate Statregies That Will Turn Your Investing Business upside Down And On The Fast Track TO Success…Guranteed! Plus A Bonus Track With A Secret So Successful It Can Double Your Investing Income Overnight!
http://www.InvestorSuccessTactics.com
josh@joeandlou.com
Tags: Clueless, Decision Maker, Few Days, Final Decision, Investing, Lost, Mortgage Brokers, Newbie, Paperwork, Pre Qualification, Qualification Letter, Real Estate, Typical Scenario, Watchful Eye, Wholesale, Wholesale House
If everyone always did everything they said theyd do, wed all be a lot richer. Unfortunately, tasks are overlooked, and the ball is often dropped. If you want to have successful closings, you must have strong follow-up skills to catch problems early in the process. Follow-up on everyone and everything.
We cant begin to tell you the number of closings that almost fell apart, or would have fallen apart had we not kept a watchful eye on the entire process to make sure that everything was completed when it needed to be. Heres a typical scenario: youre wholesaling a house and you have just 30 days to get it closed before the contract with the Seller expires. You find a buyer who can get a loan and close before the expiration. Then a few days before closing you find out that the loan isnt ready and closing must be delayed two weeks, but the Seller already has another Buyer ready to pay more than your price, so they refuse to extend your contract. You just lost the deal.
So what is follow-up? We used to think it meant staying in touch with the buyer to make sure that everything was completed for the loan. Then we learned that the buyer is often a newbie and clueless of what needs to be done. Mortgage brokers just usually respond Everything looks great until they cant close the loan. So the real trick to following-up is to speak to the final decision maker for each step. This works whether youre selling a retail house or a wholesale house, or even if you are the buyer/borrower. The goal is to close without delays.
Assuming that you have already received a pre-qualification letter from the lender, and ensured that the lender will loan on the deal (i.e. no issues with title seasoning, assignment fees, inhabitability of the property), the first step is to follow-up with the broker/lender that all of the application paperwork was submitted, and have they forwarded it to the lender? If not, what is still required? Determine if the lender requires a termite letter, appraisal, and a survey (most lenders do). If so, have they all been ordered? When is each to be completed? Keep following-up until you verify that each has been delivered. You also want to verify that the appraisal was sufficient for the loan.
If we dont already own the house, we order a title report as soon as we go under contract with the Seller to discover any defects early in the process, and begin resolving them. Closing attorneys usually do not order the title report until just before closing to receive as current information as possible. But if they find problems, it could delay your closing. It is well worth the $125 to run title ahead of time, and eliminate delays.
Once the broker has forwarded the paperwork to the lender, the next step is to verify the loan has gone to underwriting. If not, what is the delay? If so, was the loan approved? Do any conditions need to be met? What are they and who is handling them? Make sure that once the conditions are met, the loan is returned to underwriting and approved.
Verify that the closing has been scheduled with the attorney, and that they have cleared title. Find out if and when the loan package will be forwarded to the attorney. Then remind all of the players of the date and time of closing, to bring a picture ID to closing, and to bring any funds required in a certified check.
This seems like a lot of work that should be handled by other people, but the reality is that often times something is overlooked. Through your diligent follow-up efforts, problems will be detected early and corrected, allowing your closing to occur flawlessly and on schedule.
Best of success & abundance,
Lou Castillo
|
About The Author
Lou Castillo
FREE! Real Estate Investing Secrets To Earning $100,000 Your 1st Year! — 11 Overlooked Real Estate Statregies That Will Turn Your Investing Business upside Down And On The Fast Track TO Success…Guranteed! Plus A Bonus Track With A Secret So Successful It Can Double Your Investing Income Overnight!
http://www.InvestorSuccessTactics.com
josh@joeandlou.com
Tags: Clueless, Decision Maker, Few Days, Final Decision, Investing, Lost, Mortgage Brokers, Newbie, Paperwork, Pre Qualification, Qualification Letter, Real Estate, Typical Scenario, Watchful Eye, Wholesale, Wholesale House
You often hear about every day people who made their money investing in the stock market, but you also hear about people who lost it all the same way. You hardly ever hear about real-estate investors who lost all there money because it doesn’t happen nearly as much.
Those who invested in the key areas of real estate years ago are living the dream! The information I am providing I feel will prove helpful for any experience level of investors.
Why just think about it! Do something about it!
Everyone has heard there is money in real estate but no one does anything about it! This is because no one hears actually how much money there is to make by investing in real estate. Why doesnt everyone try to make there share?
The reason is simply the fear inside of everyone. The majority of people feel that it is to much work and to much of a risk to take. Even with all the helpful information thats out there today. People still feel they dont know enough to take the chance of investment. Fortunately for you it will always be this way and they will always be the ones supporting you with rent money each month.
What do you have to look forward to?
When I decided that investing in real estate was what I wanted to do. I really didnt know what to expect The only thing I knew was that making money without dealing with my boss was what I wanted. No one just said here I want to pay you so you dont have to work, I had to come up with a plan and idea of exactly what I wanted to do.
Real estate takes alot of time and patients. You will be dealing with all types of tenants good ones bad ones and everything in between. You also need to deal with stuff when it breaks, heating bills, and just fixing the place up now and then.
Looking at it that way may upset you but dont forget, I dont have to follow my boss around asking what he needs done next all day for the same salary every week. Getting paid for extra work you accomplish is a breath of fresh air after working 40 hours a week trying to help your boss make money. Knowing extra work you do helps the company more then it helps you.
The weather is crummy and I want to get away I leave, its that simple I dont loose money! I EARN it my rent money keeps coming each month and loans keep amortizing! The job does itself even while I lay on the beach.
Knowing that I could have the freedom to go where ever I want when ever I want while earning money doing it was enough of a reason for me to love real estate. All this without a boss breathing down ur neck and throw in the other little benefits I think I found my new full time job!
Cash flow
It is what is says basically cash flow is the difference between your income and your expenses. Basically it’s your situation when it comes to your investment you can have a positive or a negative cash flow. If you dont know what one you want please dont read anymore!
When you do obtain a little positive cash flow never use it all to pay get out of a debt in a certain area. You have alot more options by keeping a strong positive cash flow.
Appreciation
The two types of appreciation are economic conditions and market appreciation. Economic conditions would be out of your control like a inflation in a certain area but as you know the more popular the area the higher cost of living so you dont make as much here. Market appreciation is the more profitable of the two its a increase in value due to renovations. Buying a home touching it up and reselling for a profit would be a example of market appreciation.
Appreciation is the increase in value of a property. There are two kinds of appreciation. The first is from economic conditions beyond your control, such as inflation. But you won’t gain much from this type of appreciation since the gain is offset by the higher cost of living.
The second kind is market appreciation, which you can control. When you improve a property (through renovations), you force its value higher. You can purchase a piece of property in need of repairs and bring it back up to neighborhood standards or slightly higher; this will give you a property that is much higher in value.
Leverage
Having the ability to borrow a percentage of the value of a piece of property is what leverage is. Most of the investments im sure you have been looking at are not even a comparison to real estate when it comes to leverage. In example a couple who buy a single family home can obtain up to 95% financing. This being said allows you to purchase real estate with little or none of your own money. Like I said what other investment offers this high of a degree of leverage?
Amortization
When you are able to make money off of other people’s money how could you not be involved! Loans of course have interest but each payment also goes to pay off principal. Principal reduction is called amortization and this my friend can make you wealthy!
Advantages
When you own your own real estate and are focused of making profit with it, you have the option to deduct interest and other payments when tax time hits. Although purchasing real estate just to receive tax advantages is not what you should be aiming for. You need to purchase it because it makes sense.
Benefits of purchasing
Owning your own real estate business is wonderful way to escape and obtain the financial freedom you have been looking for.
Remember real estate can be a hobby or it could be your new full time career the sky is the limit its what ever you make it.
Tags: Boss, Breath Of Fresh Air, Fear, Heating Bills, How Much Money, Investing In Real Estate, Investing In The Stock Market, Investing Stock, Key Areas, Living The Dream, Lost, Making Money, Money Investing, People, Real Estate Investors, Risk, Salary, Types Of Tenants
If everyone always did everything they said theyd do, wed all be a lot richer. Unfortunately, tasks are overlooked, and the ball is often dropped. If you want to have successful closings, you must have strong follow-up skills to catch problems early in the process. Follow-up on everyone and everything.
We cant begin to tell you the number of closings that almost fell apart, or would have fallen apart had we not kept a watchful eye on the entire process to make sure that everything was completed when it needed to be. Heres a typical scenario: youre wholesaling a house and you have just 30 days to get it closed before the contract with the Seller expires. You find a buyer who can get a loan and close before the expiration. Then a few days before closing you find out that the loan isnt ready and closing must be delayed two weeks, but the Seller already has another Buyer ready to pay more than your price, so they refuse to extend your contract. You just lost the deal.
So what is follow-up? We used to think it meant staying in touch with the buyer to make sure that everything was completed for the loan. Then we learned that the buyer is often a newbie and clueless of what needs to be done. Mortgage brokers just usually respond Everything looks great until they cant close the loan. So the real trick to following-up is to speak to the final decision maker for each step. This works whether youre selling a retail house or a wholesale house, or even if you are the buyer/borrower. The goal is to close without delays.
Assuming that you have already received a pre-qualification letter from the lender, and ensured that the lender will loan on the deal (i.e. no issues with title seasoning, assignment fees, inhabitability of the property), the first step is to follow-up with the broker/lender that all of the application paperwork was submitted, and have they forwarded it to the lender? If not, what is still required? Determine if the lender requires a termite letter, appraisal, and a survey (most lenders do). If so, have they all been ordered? When is each to be completed? Keep following-up until you verify that each has been delivered. You also want to verify that the appraisal was sufficient for the loan.
If we dont already own the house, we order a title report as soon as we go under contract with the Seller to discover any defects early in the process, and begin resolving them. Closing attorneys usually do not order the title report until just before closing to receive as current information as possible. But if they find problems, it could delay your closing. It is well worth the $125 to run title ahead of time, and eliminate delays.
Once the broker has forwarded the paperwork to the lender, the next step is to verify the loan has gone to underwriting. If not, what is the delay? If so, was the loan approved? Do any conditions need to be met? What are they and who is handling them? Make sure that once the conditions are met, the loan is returned to underwriting and approved.
Verify that the closing has been scheduled with the attorney, and that they have cleared title. Find out if and when the loan package will be forwarded to the attorney. Then remind all of the players of the date and time of closing, to bring a picture ID to closing, and to bring any funds required in a certified check.
This seems like a lot of work that should be handled by other people, but the reality is that often times something is overlooked. Through your diligent follow-up efforts, problems will be detected early and corrected, allowing your closing to occur flawlessly and on schedule.
Best of success & abundance,
Lou Castillo
|
About The Author
Lou Castillo
FREE! Real Estate Investing Secrets To Earning $100,000 Your 1st Year! — 11 Overlooked Real Estate Statregies That Will Turn Your Investing Business upside Down And On The Fast Track TO Success…Guranteed! Plus A Bonus Track With A Secret So Successful It Can Double Your Investing Income Overnight!
http://www.InvestorSuccessTactics.com
josh@joeandlou.com
Tags: Clueless, Decision Maker, Few Days, Final Decision, Investing, Lost, Mortgage Brokers, Newbie, Paperwork, Pre Qualification, Qualification Letter, Real Estate, Typical Scenario, Watchful Eye, Wholesale, Wholesale House
Jake took a seat beside Joe at the ice cream parlor. He had in his hand a mini scoop of orange sherbet ice cream. “Joe… I didn’t want to tell you that I’ve been doing other things besides diet and exercise because it made me feel silly. I’m only telling you now because it’s actually working! You see we’ve been through so many fad diets and we’ve lost weight together but we always ended up gaining it back. I just took an honest look at things and I realized that there are people out there that eat right and excercise on a regular basis that don’t use fad diets but they are in shape. They are healthy. If they aren’t using fad diets then why should I? ”
“Those people that you are talking about, they have better will power than us. I could never eat what they eat all the time. That’s impossible. I like food too much. So do you. Eventually you’ll break down and you’ll start eating like you used to. It’s happened before. Look at me. Just about 6 months ago when we were dieting I would have never had this ice cream but look. I ‘m having one now. I had one yesterday and I’ll probably have one tomorrow. It’s just a matter of time.”
“Joe do you remember Frank?”
“You mean Fat Frank? He moved away. I heard that he’s a Yoga trainer or something. I heard that he lost a lot of weight. Some people say that he had liposuction or that he had his stomach stapled or something. Is that what you did? I heard that surgeries are expensive and I can’t afford that.”
“No Joe it’s nothing like that. Frank did lose the weight. He looks great now. I had a talk with him just before we started our last diet and he’s been working with me ever since. He hasn’t gained the weight back and neither will I. It has nothing to do with will power or surgery.”
“Then what is it!?” wonder Joe a loud.
“I changed my mind.”
What?
I changed my mind. All of those fad diets that we were on. They were unrealistic. Could you imagine never eating carbs again? Or that cabbage soup?
Ya you’re right. That soup was terrible. To think that’s all I ate for a week! So how do I get on realistic diet and stay on it?
Good question.
You see it’s easy to get on a diet. I know that you know that. We’ve been on dozens of diets through out the years. The problems is, not matter how much will power you have, you can’t stay on a diet. Here is the key, it’s not about diets… it’s about lifestyle.”
But we’ve both tried that in the past. Eat right and exercise. That’s what we did this time. How come it worked for you and not for me?
The reason why it worked for me is because I now believe that I’m a thinner and healthier person and that I deserve to stay that way. I changed my mind!
What are you talking about?
We should call Frank. He’s been helping me lose and keep the weight off. Why don’t I drop by your place tomorrow and we can give him a call.
Tags: Break, Cabbage Soup, Diet, Diet And Exercise, Diet Exercise, Exercise, Fad Diets, Hasn, Imagine, Jake Shares, Liposuction, Lost, Lost People, Lot, Matter Of Time, Mini Scoop, Orange, Shakes, Shape, Sherbet Ice Cream, Stomach Stapled, Ter, Time Joe, Ya, Yoga
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