Equity Discount Real Estate Investing
January 7, 2011 by Kenny Santos
Filed under Real Estate Investing
Consider these parameters for a real estate deal:
Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500
If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).
So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:
If I offered to give you this deal in exchange for $10,000 in cash, would you do it?
Remember - this is hypothetical. The real question here is this:
Would you exchange $10,000 in cash for $87,500 in equity?
For most savvy investors, the answer is: Absolutely YES!
This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.
Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…
…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?
The answer again, is: Absolutely Yes, it will.
It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.
…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”
I know of at least 3 solid sources…
You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…
…And that’s exactly what “wholesale real estate investing” is all about.
So let’s get right to it. Here are 3 places to find wholesale real estate deals:
1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.
2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.
3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.
Happy Hunting!
About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com
Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.
One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.
Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.
With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.
Business Credit Card Advantages
Business owners are able to manage and control employee expenses
Receive quarterly and annual statements detailing their employee’s expenses
Set employees expense limit
As a safety issue, employees have no need to carry cash for company expenses
Quarterly and annual reports which simplifies income tax preparation
Having a line of credit which increase cash flow
Taking advantage of business credit card features and benefits
Online account management
About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com
You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact:
Commercial Real Estate Investing
November 1, 2010 by Kenny Santos
Filed under Real Estate Investing
Real estate investing has been made out in the media to seem like it’s the best thing since sliced bread. This in no small part due to late night cable television infomercials espousing the high deals of no money down or next to nothing down real estate investing. They make it look like anybody can do these commercial real estate investing deals easily. You will be shown, how by just writing things down on the back of napkins, you have the makings of a real estate fortune. Things will reach boiling point when supposedly real interviews are held with people who have succeeded wildly after using the promoter’s commercial real estate investing system.
It is a fact that real estate fortunes can be made. More often however, the person who’s making it is the guru owner of the real estate course! Truth be told, real estate investing is a lot harder than what you are led to believe. Every buy, sell or renting of real estate involves dealing with people directly. Unlike stock transactions, there are no organized exchanges to keep things standardized. Furthermore, the courts are more sympathetic and protective toward delinquent family tenants. Another common problem is many real estate rehabbers take on drifters to do odd jobs. Instead of fixing up the properties, they do more damage than good and usually end up disappearing after getting paid an initial amount. Lots of real estate investors are burned this way.
You still have to take many years to learn how to assess the value of properties in a town or neighborhood. You also need the street experience in negotiations so that you don’t lose out the profits that you originally thought you had. The main point here is real estate investing, whether commercial or residential, is best thought of as a business. It needs your dedication and constant education. Moreover, if you are working full time and you invest in real estates, you will be losing your free time to collecting rentals and doing rehabs. You will need to cover the mortgage out of your own pocket if the property does not sell, or when tenants are not able to pay up on time. You want to enjoy the fruits of your labor, not leaking out your time and salary to patching up hiccups in your real estate investments. If you enjoy cookouts and trips to the beaches, you might want to consider the stock market rather than real estate investment. Both are part-time businesses, but which one leaves you with more free time and less income fluctuation?
About the Author:
Jim Banks has over 15 years investing experience investing in everything from real estate to commodity futures and is a frequent contributor to http://www.profit-mountain.com
Real Estate Investing: Make Money with your Property
June 15, 2010 by Kenny Santos
Filed under Real Estate Investing
Investing in properties is one of the best ways to make money. Buying underdeveloped and foreclosed real estate then developing and selling it is an example of real estate investment.
When investing in real estate you should first determine what kind of real estate investment is suitable for you. Do not just jump in with the crowd and start buying properties. You have to think this through. Remember that real estate investment is one of the biggest financial decisions you have to make and can be very risky and might end you up broke.
There are many ways to invest in real estates. One of them is the assumption of loan. The good thing about assuming the loan is that you will need less money to invest in a property. Therefore, you can spend more cash for the property development and upkeep.
Since the lender already knows about the property, you save precious time and money. Another great thing about assuming loans is that with long-term loans you will not start the amortization process when you start the loan. This is because the monthly payments of the first owner was used to the amortization instead of the interest.
There are many ways to assume the loan.
Here are some ways:
Trust Deed Financing
This usually happens if the banks will not finance for the loan of the property. When this happens, the seller can use a trust deed where the buyer can pay lower down payments and the seller will be more flexible with the terms of payment.
The advantages for this are lower costs and a chance for the seller to reduce interest costs. The trust deed also enables the seller to specify how many years the term of the loan will be.
Contract Financing
This works when the seller gets a second mortgage and wraps it around the existing mortgage. In this type of assuming the property loan, you have to ask permission from the loan holder to assume the loan. With this kind of financing, the new financing is added to the original loan.
You might want to know why you would want to invest in Real Estate
Real estate investments can increase the property’s value. To make this work, you have to invest in the development of the property to appraise the value of the property.
You will be buying an underdeveloped property cheaply and sell it with the property value increased.
Before investing in a real estate, ask yourself these following questions before buying:
* What are the local investment conditions?
* What retirement savings do I have?
* Do I want a house to provide income when I retire?
* Do I want to pay down the loans on my properties before I retire and live on the income they generate?
* Do I want to sell the properties and use the profits to finance my retirement?
* What other investments do I have?
* Can my unpredictable cash flow allow me to own my properties?
* Will my property generate immediate income or will it be a long-term investment?
Answering questions like these can help you decide if you would want to invest in real estate. It will help you determine about the type of income you would get in your property and allows you to see yourself in the future when you retire.
About the Author
Did you know that real estate in italy is really hot right now? Browse our huge database of seized homes in italy and find your fream home. Visit Estate Italy Real now.
Commercial Real Estate Investing
March 9, 2010 by Kenny Santos
Filed under Real Estate Investing
Real estate investing has been made out in the media to seem like it’s the best thing since sliced bread. This in no small part due to late night cable television infomercials espousing the high deals of no money down or next to nothing down real estate investing. They make it look like anybody can do these commercial real estate investing deals easily. You will be shown, how by just writing things down on the back of napkins, you have the makings of a real estate fortune. Things will reach boiling point when supposedly real interviews are held with people who have succeeded wildly after using the promoter’s commercial real estate investing system.
It is a fact that real estate fortunes can be made. More often however, the person who’s making it is the guru owner of the real estate course! Truth be told, real estate investing is a lot harder than what you are led to believe. Every buy, sell or renting of real estate involves dealing with people directly. Unlike stock transactions, there are no organized exchanges to keep things standardized. Furthermore, the courts are more sympathetic and protective toward delinquent family tenants. Another common problem is many real estate rehabbers take on drifters to do odd jobs. Instead of fixing up the properties, they do more damage than good and usually end up disappearing after getting paid an initial amount. Lots of real estate investors are burned this way.
You still have to take many years to learn how to assess the value of properties in a town or neighborhood. You also need the street experience in negotiations so that you don’t lose out the profits that you originally thought you had. The main point here is real estate investing, whether commercial or residential, is best thought of as a business. It needs your dedication and constant education. Moreover, if you are working full time and you invest in real estates, you will be losing your free time to collecting rentals and doing rehabs. You will need to cover the mortgage out of your own pocket if the property does not sell, or when tenants are not able to pay up on time. You want to enjoy the fruits of your labor, not leaking out your time and salary to patching up hiccups in your real estate investments. If you enjoy cookouts and trips to the beaches, you might want to consider the stock market rather than real estate investment. Both are part-time businesses, but which one leaves you with more free time and less income fluctuation?
About the Author:
Jim Banks has over 15 years investing experience investing in everything from real estate to commodity futures and is a frequent contributor to http://www.profit-mountain.com
Equity Discount Real Estate Investing
November 21, 2009 by Kenny Santos
Filed under Real Estate Investing
Consider these parameters for a real estate deal:
Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500
If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).
So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:
If I offered to give you this deal in exchange for $10,000 in cash, would you do it?
Remember - this is hypothetical. The real question here is this:
Would you exchange $10,000 in cash for $87,500 in equity?
For most savvy investors, the answer is: Absolutely YES!
This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.
Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…
…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?
The answer again, is: Absolutely Yes, it will.
It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.
…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”
I know of at least 3 solid sources…
You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…
…And that’s exactly what “wholesale real estate investing” is all about.
So let’s get right to it. Here are 3 places to find wholesale real estate deals:
1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.
2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.
3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.
Happy Hunting!
About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com
Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.
One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.
Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.
With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.
Business Credit Card Advantages
Business owners are able to manage and control employee expenses
Receive quarterly and annual statements detailing their employee’s expenses
Set employees expense limit
As a safety issue, employees have no need to carry cash for company expenses
Quarterly and annual reports which simplifies income tax preparation
Having a line of credit which increase cash flow
Taking advantage of business credit card features and benefits
Online account management
About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com
You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact:
Equity Discount Real Estate Investing
October 22, 2009 by Kenny Santos
Filed under Real Estate Investing
Consider these parameters for a real estate deal:
Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500
If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).
So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:
If I offered to give you this deal in exchange for $10,000 in cash, would you do it?
Remember - this is hypothetical. The real question here is this:
Would you exchange $10,000 in cash for $87,500 in equity?
For most savvy investors, the answer is: Absolutely YES!
This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.
Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…
…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?
The answer again, is: Absolutely Yes, it will.
It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.
…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”
I know of at least 3 solid sources…
You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…
…And that’s exactly what “wholesale real estate investing” is all about.
So let’s get right to it. Here are 3 places to find wholesale real estate deals:
1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.
2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.
3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.
Happy Hunting!
About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com
Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.
One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.
Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.
With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.
Business Credit Card Advantages
Business owners are able to manage and control employee expenses
Receive quarterly and annual statements detailing their employee’s expenses
Set employees expense limit
As a safety issue, employees have no need to carry cash for company expenses
Quarterly and annual reports which simplifies income tax preparation
Having a line of credit which increase cash flow
Taking advantage of business credit card features and benefits
Online account management
About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com
You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact:
Equity Discount Real Estate Investing
June 8, 2009 by Kenny Santos
Filed under Real Estate Investing
Consider these parameters for a real estate deal:
Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500
If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).
So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:
If I offered to give you this deal in exchange for $10,000 in cash, would you do it?
Remember - this is hypothetical. The real question here is this:
Would you exchange $10,000 in cash for $87,500 in equity?
For most savvy investors, the answer is: Absolutely YES!
This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.
Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…
…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?
The answer again, is: Absolutely Yes, it will.
It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.
…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”
I know of at least 3 solid sources…
You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…
…And that’s exactly what “wholesale real estate investing” is all about.
So let’s get right to it. Here are 3 places to find wholesale real estate deals:
1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.
2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.
3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.
Happy Hunting!
About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com
Small Business Credit Card Advantages David HallObtaining a business credit card enables the small business owner to separate personal expenses from business expenses. Offering business credit cards to their employees eliminates the need for employees to use their personal credit cards or cash to make company purchases. Employees using a business credit card will not need to fill out expense statements, wait for approval and reimbursement from their company. Transactions are itemized and reported on quarterly statements that make it easy for management to make changes if needed. Business credit cards can be provided to the employees with preset spending limit and helps in controlling employee spending.
One of the main advantages of a business credit card is that it provides efficiency and control over company expenses by consolidating individual expenses. Instead of receiving a flood of invoices and expense statements, the company can receive one expense statement each quarter with itemized employee expense. Also business credit card companies can provide an itemized year-end statement with summary of all transactions. This enables the manager to track expenses very clearly and also simplifies the figuring out of the company tax return.
Business credit cards offer many benefits such as 0% intro APR on your balance transfers and purchases, cash back rewards on business purchases, business travel rewards, no annual fee, online account management and discount on everyday business purchases plus a host of other features and benefits. These bonuses and rewards can lower the company expenses and add up to a significant amount of savings for the company. An important feature of business credit card is the ability to build the company credit standing and receive incremental increases in credit line and cash flow over time.
With a business credit card, employees are less likely to make impulse purchase, because they are aware that the business credit card is company property and should not be used to make personal purchases. Avoid mismanagement of your business credit card by always making payment on time thus avoiding late fees and higher interest rate. Make sure you read and understand the terms of use of your small business credit card.
Business Credit Card Advantages
Business owners are able to manage and control employee expenses
Receive quarterly and annual statements detailing their employee’s expenses
Set employees expense limit
As a safety issue, employees have no need to carry cash for company expenses
Quarterly and annual reports which simplifies income tax preparation
Having a line of credit which increase cash flow
Taking advantage of business credit card features and benefits
Online account management
About the author:
About The Author:
David Hall owner of the popular site www.iCreditOnline.comHe has tools for finding a wide range of financial services including secured and unsecured cards, student and business cards, auto loans, and more from the most reputable companies in the industry. You can also compare multiple credit card offers, securely complete an online credit card application, and receive a credit decision in at least 60 seconds. Visit David’s site today: www.iCreditOnline.com
You have permission to republish this article on your website on condition that you include the byline and hyperlinks intact:
Equity Discount Real Estate Investing
May 5, 2009 by Kenny Santos
Filed under Real Estate Investing
Consider these parameters for a real estate deal:
Property Value: $250,000
Purchase Price: $160,000
Repairs: $2,500
If you analyze the numbers, you see that the equity available in this deal is $87,500 (Property Value minus Purchase Price minus Repairs).
So here’s a hypothetical question for you: Assuming that the information above is accurate, and the property is located in an area that you view as acceptable and/or favorable, then:
If I offered to give you this deal in exchange for $10,000 in cash, would you do it?
Remember - this is hypothetical. The real question here is this:
Would you exchange $10,000 in cash for $87,500 in equity?
For most savvy investors, the answer is: Absolutely YES!
This is called “Wholesale Real Estate Investing” - the process of buying a lot of equity at a very significant discount from another real estate investor who has already done the hard work of finding a deal and getting it under contract.
Just think about that - consider how easy real estate investing would be for you if you had a network of real estate investors in your area (and maybe even all over the country) who, several times each month, offered you the opportunity to purchase significant amounts of equity for a severe discount…
…It would be quite easy to become wealthy, fairly quickly, wouldn’t it?
The answer again, is: Absolutely Yes, it will.
It is through smart “wholesale real estate investing” that you can increase your net worth by $20,000 to $100,000 on every real estate deal that you do.
…Now the burning question becomes, “Where exactly do I find these wholesale real estate investing deals?”
I know of at least 3 solid sources…
You’ve got to admit - it will be a pretty wonderful thing when you know how to find great real estates deals in which you can trade a small amount of cash for a large amount of equity without even having to find the deals yourself…
…And that’s exactly what “wholesale real estate investing” is all about.
So let’s get right to it. Here are 3 places to find wholesale real estate deals:
1.) Visit the local real estate investing club in your area. Almost all of these clubs have networking opportunities to work with other investors who wholesale deals regularly, and this is an easy way to find great opportunities.
2.) Watch for ads in the newspaper, television, and in other media that advertise slogans like, “We Buy Houses”, or “Sell Your House in 9 Days” or anything similar to that. Most of the time, these people are real estate investors, and they are happy to wholesale deals to people like you.
3.) Watch your email-box. Why? Because if and when you choose enrollment in various free e-courses online, such as that via tm-RealEstateInvesting.com, you’ll be provided with automatic notification about great local and national deals as they become available. But be forewarned - you’ve got to act quickly whenever these deals are announced, because obviously the response is always significant.
Happy Hunting!
About the author:
James Louis writes about things that impact our society. A long time real estate investor, he likes to share his knowledge, insights and tools. One of his favorite tools is the 1031 exchange. For more information visit:
http://www.the-1031-exchange-site.com
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About the author:
About The Author:
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